Online Credit with MoneyBank
Achieve life dreams with
perfect credit offer
Click here for your free credit application
Personal loan simple and smart
MoneyBank recommends the best loans*
Applying for loan has never been easier.
Important legal notice
The granting of a credit is prohibited if it leads to over-indebtedness of the consumer (legal information according to Art. 3 UWG).
Make Your Dreams Come True
With our online credit offer.
Major purchase, like a car purchase, professional development, or an unforeseen commitment like a move? It’s nice that you can realize most of life’s dreams quite quickly. With Moneybank’s credit offers, every dream becomes a reality. Our loans help you realize your plans while remaining financially flexible.
Apply for credit in 3 short steps. for free.
The exact interest rate is determined based on your personal circumstances. Fill out the online request to receive a personalized quote. Note that the calculator only gives general information without knowing your particular circumstances.
Online loan calculation example:10’000 CHF 12 months term:Example of an effkt. Interest rate in this case example of 9.95% ; The rate is max. about CHF 876.95 per month.
Processing fees: CHF 0 ; MoneyBank.ch recommends credit periods of 6 -84 months. Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG).
Guaranteed Fast and Easy. This is How it Works.
No hidden costs with your online loan
✔ Loans from just 1.000 CHF possible
✔ Freely selectable terms of up to 84 months
✔ Fast processing and payment
✔ Interest deductible from tax
✔ Apply conveniently from anywhere
✔ Repay loans or increase them without problems
The borrower can take out insurance at the time of signing and during the term to guarantee repayment of the installments in any situation. The savings are protected if you are unable to work and you remain solvent.
Strokes of fait
If you get into payment bottlenecks through no fault of your own, such as unemployment or illness, the insurance takes on the obligation during the term. You protect yourself and your family from financial problems.
A long illness can also bring a carefully planned budget in danger. In this case, the question arises as to who should pay for the monthly lease or loan payments.
Safety for the Future
A lot can happen in life: A company cuts Jobs or gets into trouble, the worker loses his or her job. Unexpected cases always come when you least expect them. The insurance helps here.
A major purchase, professional training or an unforeseen move? Our personal loans help you realize your plans and allow you to stay financially flexible. Check here free of charge, and without obligation.
Pay less thanks to cash. Cash is king, and the biggest discounts come from being a cash buyer when you buy a car. With a bit of skill you can get good discounts here. a credit provides the right argument for this.
Do you want to expand your company or are you looking for stability in difficult times? As the boss, you always have to be able to react quickly. With quick additional financial resources, your company is flexible in every situation.
With consumer loans, you can fulfill your own personal desires. A motorcycle, an e-bike...things you've wanted to post for a long time, but never had enough of your own funds. Apply for loan and fulfill small dreams after credit check.
A small loan is often used to bridge small financial bottlenecks. Repairs, essential new purchases or treatment. Small loan can be the right and flexible solution for such cases.
*Advertise – program participation
(*) Display – program participation
F A Q
What are the requirements to receive a credit?
The most important prerequisites are that you are employed and of legal age. You must also live in Switzerland or Liechtenstein, or be a cross-border commuter. The credit is granted after checking your personal information and is based on various factors. The granting of credit is prohibited if it leads to over-indebtedness of the consumer (legal indication according to Art. 3 UWG).
When do I receive my credit?
If you make a positive financing decision, we will send you an offer. If you send it back to us with a signature, you will receive the agreed amount in cash at one of our branches after the statutory waiting period of seven working days, or it will be transferred to your account.
What documents do you need from me?
In order to process your financing application, we need your completed application, a copy of your ID card (ID or passport, your foreigner ID card if applicable) and a current pay slip. If further information is required, e.g. We will contact you with evidence of your housing situation, your work situation and your financial situation or previous loans.
Do I have to live in Switzerland?
In principle, we can only grant financing if you are a resident in Switzerland or the Principality of Liechtenstein. Cross-border commuters who work in Switzerland and have a Swiss bank account can also use our services.
What is the maximum credit amount I can receive?
The amount of funding is adjusted based on your personal circumstances and varies from person to person. Simply enter your personal details and your desired amount when making a credit request. We would be happy to make you an individual offer.
Does my boss find out about my request?
No. We treat your request discretely and confidentially.
What is the minimum amount for a credit?
Lending is possible starting from CHF 500,-.
When do I have to pay the first installment?
Normally, the first installment must be paid one month after the payment (on the 1st of each month). You can find more details in your credit agreement.
How do I find out what my obligations are?
Contact your client advisor or contact one of our Cembra Bank branches. This person can provide you with all the necessary information regarding your loan.
Can I increase my credit amount during the contract?
Yes, an increase in your credit is fundamentally possible, depending on your financial situation. For more detailed information, please contact us or apply directly online.
Do you require an issuing commission?
No, there are no costs here with a cash loan.
What happens if I become sick, unemployed or have an accident?
We recommend that you take out installment insurance to protect you against insolvency through no fault of your own (e.g. accident, illness, disability or unemployment).
Can I deduct interest from taxes?
Private individuals can deduct their interest on debt from income tax. You will automatically receive the required interest certificate once a year.
Can you get a loan under any circumstances?
The granting of credit is prohibited if it leads to over-indebtedness of the consumer.